Cards

Regulators Looking Into Claims of Gender Discrimination in Apple Card Credit Decisions, Goldman Sachs Responds

7 monthes ago   |   By Mac Rumors

Goldman Sachs and Apple have become involved in a controversy over credit decisions for Apple Card , amid complaints that those decisions appear in some cases to have been made in a discriminatory manner on the basis of gender, reports The New York Times .
The firestorm kicked off late last week when Ruby on Rails creator David Heinemeier Hansson indicated on Twitter that his ‌Apple Card‌ credit limit was twenty times that offered to his wife, even though the couple has been married for many years, file joint tax returns, and live in a community property state where all income and assets...
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Apple Card Credit Limit Algorithm Accused Of Being Gender Biased

Apple Card Credit Limit Algorithm Accused Of Being Gender Biased

7 monthes ago   |   By Ubergizmo

When it comes to deciding on how much of a credit card limit one person should have, it is largely based on their earnings and pre-existing loans, where it won't be too high where it would make repayments of the card impossible. That, in theory, should be what credit limits should be based on, right? However, it seems that the Apple Card is being accused of gender discrimination or gender bias, where there have been multiple reports of men somehow getting a much higher credit limit compared to women. This has led to the New York Department of Financial Services launching an investigation...
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